Access Bank USSD Code: A Comprehensive Guide

In today’s world, banking needs to be quick, accessible, and convenient. Access Bank has introduced its USSD banking service, enabling customers to perform various banking transactions directly from their mobile phones without needing internet access. This article provides a detailed overview of the Access Bank USSD code, its benefits, and how to use it effectively.

ads by Google

What is the Access Bank USSD Code?

The Access Bank USSD code is *901#. This code is a short code service that allows Access Bank customers to carry out a range of banking transactions from the convenience of their mobile phones. By simply dialing *901#, customers can access various banking services, including fund transfers, balance inquiries, airtime purchases, and bill payments.

Benefits of Using Access Bank USSD Code

1. Convenience

Using the USSD code *901#, banking becomes effortless as it eliminates the need to visit a bank branch or use an ATM. Customers can perform transactions anytime, anywhere.

2. No Internet Required

Unlike mobile banking apps, the USSD service does not require an internet connection, making it accessible even in areas with poor internet connectivity.

ads by Google

3. Speed

Transactions using the USSD code are completed within seconds, providing a quick and efficient banking experience.

4. Security

Access Bank’s USSD service is secured with a unique PIN, ensuring that only the account holder can authorize transactions.

How to Activate USSD Code for Access Bank

To be able to use the Access Bank transfer code, you need to activate/register first. To register for the transfer code, follow the simple steps below;

  • Dial *901# with your mobile device
  • Make sure you use the registered phone number linked to your access bank account to dail
  • Select “Transfer”
  • Enter the last 6 digits of your Debit Card number
  • Or if you don’t have an active debit card, then input your Date of Birth.
  • Enter your account number
  • Create a 4-digit PIN

How to Use Access Bank USSD Code

Here’s a breakdown of common transactions you can perform using the Access Bank USSD code and their respective steps:

ads by Google

1. Balance Inquiry

To check your account balance:

  • Dial *901*1#.
  • Enter your 4-digit PIN to confirm.

2. Airtime Purchase

To buy airtime for yourself:

  • Dial *901*amount# (e.g., *901*500# to buy ₦500 airtime).
  • Confirm with your PIN.

To buy airtime for others:

  • Dial *901*amount*phone number# (e.g., *901*500*08012345678#).
  • Confirm with your PIN.

3. Funds Transfer

To transfer funds to Access Bank accounts:

  • Dial *901*1*amount*account number# (e.g., * 901*1*1000*1234567890#).
  • Confirm with your PIN.

To transfer funds to other banks:

  • Dial *901*amount*account number# (e.g., *9012*1000*1234567890#).
  • Select the beneficiary bank.
  • Confirm with your PIN.

4. Bill Payments

To pay bills:

  • Dial *9013#.
  • Follow the on-screen prompts to select the biller and enter the amount.
  • Confirm with your PIN.

5. Account Opening

To open a new Access Bank account:

  • Dial *901*0#.
  • Follow the on-screen prompts to complete the registration.

How to Block Access Bank USSD Code

Simply dial *901*911# from any line, then enter the phone number (linked with your bank account) you want to deactivate, and that’s it.

How to Unblock Access Bank Transfer code

To unblock the Access bank USSD code, you will need to visit any Access Bank branch near you.


The Access Bank USSD code *901# is a powerful tool that brings banking services to your fingertips. It is designed for ease of use, speed, and security, ensuring that customers can manage their finances effortlessly. Whether you’re checking your balance, transferring funds, or paying bills, the USSD service provides a seamless banking experience without the need for an internet connection.

For more information or assistance, visit the Access Bank website or contact their customer service.

About Francis Nelson 40 Articles
I am a writer and CEO of Camgree

Be the first to comment

Leave a Reply

Your email address will not be published.