All Nigerian Banks Sort Codes, USSD Codes and Swift Codes

Banking in Nigeria has evolved over the years, with technological advancements simplifying financial transactions. For seamless banking, it’s essential to understand the various codes used by banks. This article covers all you need to know about Nigerian banks’ sort codes, USSD codes, and Swift codes.

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Understanding Bank Codes

Sort Codes

A sort code is a unique identifier assigned to each bank branch in Nigeria. It’s a 9-digit number used for routing financial transactions accurately.

USSD Codes

Unstructured Supplementary Service Data (USSD) codes are quick codes used to perform banking transactions on mobile phones without internet access. They offer a convenient way to check balances, transfer funds, and pay bills.

Swift Codes

A Swift code (or BIC) is an international standard for identifying banks across the globe. It’s an 8 or 11-character code used for international money transfers.

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List of Nigerian Banks with Sort Codes, USSD Codes, and Swift Codes

Here is a comprehensive table of major Nigerian banks, their sort codes, USSD codes, and Swift codes:

S/NBank NameBranch LocationSort CodeUSSD CodeSwift Code
1Access BankHead Office, Lagos044150149*901#ABNGNGLA
2Access BankMarina, Lagos044150016*901#ABNGNGLA
4EcobankWuse II, Abuja050150103*326#ECOCNGLA
5Fidelity BankIkoyi, Lagos070150007*770#FIDTNGLA
6First Bank of NigeriaHead Office, Lagos011151003*894#FBNINGLA
7First City Monument BankMarina, Lagos214150018*329#ZEIBNGLA
8Guaranty Trust BankHead Office, Lagos058152043*737#GTBINGLA
9Polaris BankVictoria Island, Lagos076150003*833#POLINGLA
10Stanbic IBTC BankWalter Carrington, Lagos221150014*909#SBICNGLX
11Standard Chartered BankVictoria Island, Lagos068150013N/ASCBLNGLA
12Sterling BankHead Office, Lagos232150667*822#MBFNNGLA
13Union Bank of NigeriaMarina, Lagos032080001*826#UBNINGLA
14United Bank for AfricaHead Office, Lagos033150030*919#UNAFNGLA
15Wema BankMarina, Lagos035150103*945#WEMANGLA
16Zenith BankHead Office, Lagos057150013*966#ZEIBNGLA
17Heritage BankIkoyi, Lagos030159992*745#HBCLNGLA
18Keystone BankVictoria Island, Lagos082150017*7111#PLNNNGLA
19Unity BankHead Office, Abuja215150001*7799#ICITNGLA
20Jaiz BankAbuja301080020389301#JAIZNGLA
21SunTrust BankVictoria Island, Lagos100150003N/ASUTBNGLA
22Providus BankLagos101150015N/APRVDNGLA
23Globus BankVictoria Island, Lagos103080003N/AGLBNNGLA
24Taj BankAbuja302150017N/ATAJNNGLA
25Coronation Merchant BankLagos559080005N/ACMBCNGLA
26FSDH Merchant BankLagos400080001N/AFSDHNGLA
27Nova Merchant BankVictoria Island, Lagos562080004N/ANOVANGLA
28Rand Merchant Bank, NigeriaLagos569080001N/ARMBCNGLA

Using Sort Codes, USSD Codes, and Swift Codes

Sort Codes

Sort codes are used primarily for local transactions within Nigeria. When you need to transfer money or make payments to a specific branch, knowing the correct sort code ensures the funds are routed correctly.

USSD Codes

USSD codes provide a quick and easy way to access banking services on your mobile phone. Here’s how you can use them:

  • Check Account Balance: Dial the bank’s USSD code and follow the prompts.
  • Transfer Funds: Use the USSD code to transfer money to another account.
  • Pay Bills: Pay utility bills and other services via USSD codes.
  • Buy Airtime: Recharge your phone or someone else’s using the USSD code.

Swift Codes

Swift codes are essential for international transactions. When you need to receive money from abroad, providing the correct Swift code of your bank ensures that the funds are transferred to the right account.

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Understanding the various codes used by Nigerian banks is crucial for efficient and error-free banking. Sort codes, USSD codes, and Swift codes each serve specific purposes, whether for local transactions, convenient mobile banking, or international money transfers. Use this guide as a reference to streamline your banking activities and ensure smooth financial operations.

For the most accurate and up-to-date information, it’s always best to contact your bank directly or visit their official website.

This article is designed to be informative and useful for anyone looking to understand and use Nigerian bank codes effectively.

About Francis Nelson 40 Articles
I am a writer and CEO of Camgree

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